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Debt Consolidation
Reduce your monthly payments by up to 75%! One of the main reasons clients contact our office is to consolidate debt. High interest rate loans and credit cards can be an overwhelming juggling act.
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Power of Sale
People fall on hard times for any number of reasons. We do not judge, we do not discriminate. We believe people should be treated with dignity no matter what the circumstances.
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Tax Arrears
Not sure if you owe money or are unable to pay? If you happen to fall into property tax arrears or if the Canada Revenue Agency is chasing you for unpaid taxes you should be contacting our office as soon as possible!
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Renovations
Are you revamping or building from scratch and need extra finance? A Building Loan is a home financing solution that enables you to build a new home or carry out renovations on an existing property.
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First Mortgages
The requirements of conventional lenders are as strict as they have ever been. Let us walk you through ongoing rule changes in first mortgages and how they affect you personally.
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Second Mortgages
A Second Mortgage is a charge registered against the title of your home in the second position behind your first or existing mortgage. They are often very easy and simple to qualify for.
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Emergency Funds
Do you require a quick cash coan? Fast application and quick payout makes this your best option in a cash emergency. In this situation, you can use one of the many emergency cash loans available in Canada.
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Newcomers
Recently moved to Canada and find yourself seeking a loan? The Newcomer Loan is designed to assist newcomers and/or long time immigrants with the flexibility to invest in their home or new/existing businesses.
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Self-Employed
Self-employment is becoming prominent in Canada. We are entrepreneurial and very hard working. The problem is that it is also becoming more and more difficult for self-employed persons to get a mortgage.
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Bankruptcy
Find out what your options are when you’re bankrupt and need a loan – there are loans available. See if you’re eligible and how to apply. We’ve helped thousands of borrowers achieve their home loan happiness.
We are specialists in equity financing
Better Option Mortgage has been helping borrowers in Ontario since 1983. We have always recognized the fact that a significant percentage of potential borrowers cannot qualify with traditional banks due to various circumstances. We see that most people looking for a mortgage have good intentions but just cannot meet the strict guidelines of the banks.
Working with borrowers in Ontario for over 30 years
Our ability to help and advise borrowers to weather the storm during economic downturns and temporary setbacks puts us head and shoulders above our competition. We have decades long relationships with private and institutional lenders who understand the market and understand the needs of individual borrowers.